It finally feels like the market is waking up a little. Not in a chaotic way… just in a “people are starting to move again” kind of way. Rates have been bouncing around, but the overall direction has been enough to get some buyers and homeowners back off the sidelines. And early signs this year are already a little different than what we’ve gotten used to. Nothing dramatic. Nothing hype-y. Just a few shifts that are worth paying attention to if buying or refinancing has been on your mind.