The housing market is starting to shift—and it’s creating real opportunity. Right now, there are about 47% more sellers than buyers, giving buyers more options and a bit more leverage than we’ve seen in a while, while inventory continues to rise compared to last year. On top of that, there’s potential good news on the credit side, as rent payment history may soon count toward credit scores, opening the door for more people to qualify for a home. It’s not a perfect market, but the momentum is starting to turn, and for buyers or anyone thinking about refinancing, this is a space you’ll want to keep a close eye on.