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Last week, mortgage rates hit their lowest point in over a year — Freddie Mac’s 30-year fixed landed at 6.19%. It’s not 3%, but it’s progress… and after the last couple years, I’ll take it. Inventory’s growing, refinances are heating up, and for the first time in a while… I’m starting to feel pretty hopeful…

It finally feels like the market’s finally catching its breath a little. There are more homes to choose from, rates are holding steady, and even Gen Z’s getting serious about saving. If you ever have any questions about housing or mortgages, I’m always here.

Three weeks into the government shutdown, and the housing market’s reacting in its own quiet way. Nothing dramatic… but definitely worth paying attention to.

Shutdowns don’t just happen in D.C., they spill into housing. Flood insurance is paused. Some loans are slower. And without reports like the jobs data, markets are flying blind. The flip side? Bad news for the economy can sometimes mean good news for mortgage rates.

The Federal Reserve finally cut rates for the first time this year — and mortgage rates… barely flinched. That’s because markets don’t just react to the news; they anticipate it. Rates had already been drifting down for weeks in expectation of this move — and that shift in timing is what’s creating new opportunities right…

Mortgage rates just hit an 11-month low, and the timing isn’t random. With jobless claims climbing and a big Federal Reserve meeting on deck, markets are already reacting to what they think is coming next.

The Fed is hinting at a September rate cut, and markets are already reacting. The 10-Year Treasury yield dipped, stocks rallied, and the odds of a cut jumped back above 90%. It doesn’t mean mortgage rates will fall overnight, but it does mean borrowing costs are shifting.

Rates dipped again last week, hitting a new low for 2025…but here’s the truth: they’re constantly moving. Every day, and sometimes more than once. More sellers are cutting prices, monthly payments have eased up since May, and inflation chatter is back in the headlines. Check the video out for more.

Feels like the market’s finally exhaling a little. Rates are easing, prices aren’t climbing as fast, and sellers are having to work harder to get a deal done. If you’ve been waiting for the frenzy to slow down, this might be the calm you were hoping for.